What is ClBIL SCORE? This topic can be extremely helpful.

What is ClBIL SCORE?

This topic can be extremely helpful.
What's the matter with the Sybil score? 
      See, there are basically two types of human habits.

 1) Depositing Habit

 2) Repayment Habit will be refunded by others.

       @ The two have nobody to do with each additional.

                In the past, what people wanted to do was to take out loans from fifty banks, one bank did not have the address of another bank.

       All that was required of the document was a No Dues certificate.

    As the problem gets bigger right now

The company was founded in August 2000.

Credit Information Bureau Ltd. 

This company was founded.

Today, the company name is TransUnion CIBIL Ltd.

      The company is affiliated with all the small banks and financial institutions in India.

 And there's * RBI * monitoring on this.

 Let's say you went to the bank and applied for a loan.

 So the bank says come in two, three days!

 What exactly does a bank do in these two to three data?

 So, first of all, she calls for that person's * CIBIL * report.

 And checks his payment history, as well as his * CIBIL * score?

        It is as if a father checks all the history of the bride before giving his or her porch.

 The CIBIL score is

 300 to 900

 Is calculated in.

       If your score is between 750 and 900, you will get a loan immediately.

 But if the score is below 650 then the bank says get your CIBIL score down!

 Don't get a loan.

 I mean!

 Why do banks refuse to lend?

 So the CIBIL Score is not perfect.

 * Why does the CIBIL Score decrease? *

 1) Timely payment of loan EMI.

 2) Do not repay the loan.

 3) Check bounce

 4) Use of credit card till the full limit

 5) Loan yourself into NPA *

 6) Continually applying for loans in different banks.

 This has a bad effect on * CIBIL score *.

          See, even though the banks' boards look different from the outside, they are ultimately the same on the inside, so they will automatically report every customer's information to CIBIL and from there, any bank can check that information.

 This means that in today's digital age, we cannot fool banks

           Look, the main business of the bank is to give a loan, but the bank always makes sure that the loan amount will be returned correctly.

 So how do we improve the CIBIL Score?

 1) Fill * EMI * timely, do not miss or delay.

 2) Don't sink into a bank loan (worst of all)

 3) Home Loan, Vehicle Loan, Education Loan, Personal Loan Whatever the loan, please ensure that its instalments must be paid on time.

 4) If one of the information went wrong by the bank, suppose you have paid the instalment on the 14th, but the bank has deposited it on the 16th, then correct it.

 5) If you need a loan tomorrow, pay off all your old debt!  There is no alternative.

 6) The credit card limit is estimated to be one lakh rupees.  So never use it until the limit is reached, you are proving yourself a Risky customer so use up to 30% of your credit card.

 The CIBIL score is low, indicating that you have never used a banking loan system to date.

 In this

 NA - No Activity.

 NH - No History.

 Such options may appear.

 So what to do, take a small personal loan and file a timely return, so that your history in CIBIL will be made.

            How does the banking system work?  There is not much awareness in our Marathi portal about this, why don't you lend to banks, their managers?  So hold on to the edge.

The band plays agitates, holds in front of the bank.

 But kings, get a loan

 That's all business.

 Everything here is CIBIL.

 Outside of that, no bank will lend.

 So whether it is a government scheme or a loan from a corporation,

 Don't drown, but time flies!

 Otherwise, no bank will stand with you in the worst of times.

 🙏🙏